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Retirement Planning

If you intend relying purely on the NHS pension scheme for your retirement, you can be sure that  it alone won't be enough to ensure a comfortable retirement. It's worth reviewing your options as soon as you can with TCG to make sure you can afford life's little pleasures once you retire. TCG has created a number of investment portfolio's with financial instututions that can provide a return on investment YoY of 5-12% on a compounded basis.  

When it comes to planning for retirement, time is your friend. The earlier you start, the longer your money has the potential to grow. A man who started saving at age 40 would need to put aside £290 a month to get a pension of £10,000 at age 68. The monthly figure would be just £149 if he had started saving at 30, and would go up to £661 if he started at age 50. 

But retirement planning isn't just paying money into your pension each month and forgetting about it, you need to be proactive. You need to ensure a smooth hand over process for your patients, and also create a mechanism by which you can continue to benefit from your Surgery even after you have retired. We can even help you find partners and help you negotiate a partnership contract that benefits you on your retirment.

 

You also need to redirect your business income into a high yeild portfolio that grows into a large enough pot that you can dip into on your retirment. If you are concernded about retirement contact TCG today and let us help you with the entire process.

   
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